---
schema_version: "secwatch.filing_event.v1"
accession: "0001625278-26-000012"
form_type: "8-K"
ticker: "NRDS"
cik: "0001625278"
company_name: "NERDWALLET, INC."
filed_at: "2026-02-25T23:59:59+00:00"
generated_at: "2026-05-16T00:19:29.353876+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NerdWallet Q4 revenue $225.4M (+23% YoY); GAAP net income $14.0M, down 64%

## Summary
- Q4 revenue $225.4M (+23% YoY); full-year 2025 revenue $836.6M (+22% YoY).
- GAAP net income $14.0M ($0.19 diluted EPS) vs $38.6M ($0.51) in Q4 2024.
- Adjusted EBITDA $36.7M in Q4, $145.0M for full year 2025.
- Loans revenue $42.3M (+141% YoY); Emerging Verticals $52.9M (+57%); Credit Cards $26.5M (-24%); SMB $22.5M (-12%).
- CEO cites organic search headwinds offset by strength in performance marketing, direct, and non-search channels.

## SEC filing metadata
- accession: 0001625278-26-000012
- form_type: 8-K
- ticker: NRDS
- cik: 0001625278
- company_name: NERDWALLET, INC.
- filed_at: 2026-02-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1625278/000162527826000012/0001625278-26-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1625278/000162527826000012/nrds-20260225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001625278-26-000012
- JSON: https://secwatch.observer/filing/0001625278-26-000012.json
- Plain text: https://secwatch.observer/filing/0001625278-26-000012.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.