secwatch.observer — SEC 8-K summary
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Issuer:     NERDWALLET, INC. (NRDS)
CIK:        0001625278
Form:       8-K
Filed at:   2026-02-25T23:59:59+00:00
Accession:  0001625278-26-000012
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NerdWallet Q4 revenue $225.4M (+23% YoY); GAAP net income $14.0M, down 64%
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- Q4 revenue $225.4M (+23% YoY); full-year 2025 revenue $836.6M (+22% YoY).
- GAAP net income $14.0M ($0.19 diluted EPS) vs $38.6M ($0.51) in Q4 2024.
- Adjusted EBITDA $36.7M in Q4, $145.0M for full year 2025.
- Loans revenue $42.3M (+141% YoY); Emerging Verticals $52.9M (+57%); Credit Cards $26.5M (-24%); SMB $22.5M (-12%).
- CEO cites organic search headwinds offset by strength in performance marketing, direct, and non-search channels.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1625278/000162527826000012/0001625278-26-000012-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1625278/000162527826000012/nrds-20260225.htm
  HTML page:      https://secwatch.observer/filing/0001625278-26-000012

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer