{"schema_version":"secwatch.filing_event.v1","accession":"0001625278-26-000045","form_type":"8-K","ticker":"NRDS","cik":"0001625278","company_name":"NERDWALLET, INC.","filed_at":"2026-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.608765+00:00","generated_at":"2026-05-14T22:45:15.755545+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NerdWallet Q1 revenue $222.2M (+6% YoY); GAAP net income $20.4M, EPS $0.29","bullets":["Revenue $222.2M (+6% YoY); GAAP net income $20.4M vs $0.2M prior year, diluted EPS $0.29.","Non-GAAP operating income $33.7M; Adjusted EBITDA $45.2M.","Consumer revenue $197.6M (+10% YoY) driven by deposit accounts and personal loans; SMB revenue $24.6M (-15%) on organic search pressures.","Strength in banking and personal loans offset auto insurance headwinds; management cites operational efficiency and strong balance sheet."],"urls":{"canonical":"https://secwatch.observer/filing/0001625278-26-000045","json":"https://secwatch.observer/filing/0001625278-26-000045.json","markdown":"https://secwatch.observer/filing/0001625278-26-000045.md","text":"https://secwatch.observer/filing/0001625278-26-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1625278/000162527826000045/0001625278-26-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1625278/000162527826000045/nrds-20260506.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-14T22:45:15.755545+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"34a66faa12a0f611290a5f7355f087bdfa30c7ff","claim":"NERDWALLET, INC. reported first quarter ended March 31, 2026 results: revenue $222.2 million, net income $20.4 million, EPS $0.29 income per diluted share.","evidence_excerpt":"of the press release is attached hereto as Exhibit 99.1 and incorporated herein by reference. --- EX-99.1 (EX-99.1) --- NERDWALLET REPORTS FIRST QUARTER RESULTS Revenue of $222.2 million, up 6% Year-Over-Year FINANCIAL HIGHLIGHTS • Revenue of $222.2 million • GAAP income from operations of $27.2 million • GAAP net income of $20.4 million or $0.29 income per","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1625278/000162527826000045/0001625278-26-000045-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Revenue","value":"$222.2 million"},{"label":"Net income","value":"$20.4 million"},{"label":"EPS","value":"$0.29 income per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}