secwatch.observer — SEC 8-K summary
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Issuer:     NERDWALLET, INC. (NRDS)
CIK:        0001625278
Form:       8-K
Filed at:   2026-05-06T23:59:59+00:00
Accession:  0001625278-26-000045
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NerdWallet Q1 revenue $222.2M (+6% YoY); GAAP net income $20.4M, EPS $0.29
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- Revenue $222.2M (+6% YoY); GAAP net income $20.4M vs $0.2M prior year, diluted EPS $0.29.
- Non-GAAP operating income $33.7M; Adjusted EBITDA $45.2M.
- Consumer revenue $197.6M (+10% YoY) driven by deposit accounts and personal loans; SMB revenue $24.6M (-15%) on organic search pressures.
- Strength in banking and personal loans offset auto insurance headwinds; management cites operational efficiency and strong balance sheet.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1625278/000162527826000045/0001625278-26-000045-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1625278/000162527826000045/nrds-20260506.htm
  HTML page:      https://secwatch.observer/filing/0001625278-26-000045

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer