{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-21-013363","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2021-07-01T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.952116+00:00","generated_at":"2026-06-30T08:18:23.195501+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Horace Mann raises 2021 EPS guidance to $3.50-$3.70, over 15% increase","bullets":["Revised 2021 EPS guidance to $3.50-$3.70 from $3.00-$3.20, driven by strong net investment income and lower Q2 catastrophe losses.","Net investment income guidance raised to $385M-$405M (from $370M-$390M) due to outsized returns on alternatives portfolio in Q2.","Q2 catastrophe losses expected at $15M-$18M, significantly below original plan; H2 catastrophe loss assumption unchanged at $20M-$25M.","Core return on equity now expected above 10% for full year 2021.","Auto loss ratios returning to pre-pandemic levels; Supplemental policyholder behavior recovering slower than expected."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-21-013363","json":"https://secwatch.observer/filing/0001628280-21-013363.json","markdown":"https://secwatch.observer/filing/0001628280-21-013363.md","text":"https://secwatch.observer/filing/0001628280-21-013363.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828021013363/0001628280-21-013363-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828021013363/hmn-20210701.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T08:18:23.195501+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}