---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-21-013363"
form_type: "8-K"
ticker: "HMN"
cik: "0000850141"
company_name: "HORACE MANN EDUCATORS CORP /DE/"
filed_at: "2021-07-01T23:59:59+00:00"
generated_at: "2026-06-30T08:18:23.195501+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Horace Mann raises 2021 EPS guidance to $3.50-$3.70, over 15% increase

## Summary
- Revised 2021 EPS guidance to $3.50-$3.70 from $3.00-$3.20, driven by strong net investment income and lower Q2 catastrophe losses.
- Net investment income guidance raised to $385M-$405M (from $370M-$390M) due to outsized returns on alternatives portfolio in Q2.
- Q2 catastrophe losses expected at $15M-$18M, significantly below original plan; H2 catastrophe loss assumption unchanged at $20M-$25M.
- Core return on equity now expected above 10% for full year 2021.
- Auto loss ratios returning to pre-pandemic levels; Supplemental policyholder behavior recovering slower than expected.

## SEC filing metadata
- accession: 0001628280-21-013363
- form_type: 8-K
- ticker: HMN
- cik: 0000850141
- company_name: HORACE MANN EDUCATORS CORP /DE/
- filed_at: 2021-07-01T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/850141/000162828021013363/0001628280-21-013363-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/850141/000162828021013363/hmn-20210701.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-21-013363
- JSON: https://secwatch.observer/filing/0001628280-21-013363.json
- Plain text: https://secwatch.observer/filing/0001628280-21-013363.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.