{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-21-020862","form_type":"8-K","ticker":"OPBK","cik":"0001722010","company_name":"OP Bancorp","filed_at":"2021-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:04:13.832475+00:00","generated_at":"2026-06-28T16:16:55.471397+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OP Bancorp Q3 net income $8.3M, EPS $0.54, up 129% YoY; dividend raised 43% to $0.10","bullets":["Net income $8.3M vs $3.6M prior year; diluted EPS $0.54 vs $0.23, up 135% YoY.","Net interest margin expanded to 4.21% from 3.66%; net interest income $16.6M, up 45%.","Reversal of provision for loan losses of $884K; nonperforming loans only 0.09% of gross loans.","Quarterly dividend raised 43% to $0.10/share, payable Nov 25, record Nov 11.","Return on average equity 21.30% vs 10.22%; book value $10.48, up 12% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-21-020862","json":"https://secwatch.observer/filing/0001628280-21-020862.json","markdown":"https://secwatch.observer/filing/0001628280-21-020862.md","text":"https://secwatch.observer/filing/0001628280-21-020862.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1722010/000162828021020862/0001628280-21-020862-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1722010/000162828021020862/opbk-20211028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T16:16:55.471397+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}