secwatch.observer — SEC 8-K summary
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Issuer:     HORACE MANN EDUCATORS CORP /DE/ (HMN)
CIK:        0000850141
Form:       8-K
Filed at:   2021-11-03T23:59:59+00:00
Accession:  0001628280-21-021508
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Horace Mann Q3 net income $0.39, core EPS $0.50; P&C hit by catastrophe losses
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- Net income $16.3M ($0.39/diluted) vs $36.5M ($0.87) a year ago; core earnings $21.4M ($0.50) vs $34.6M ($0.82).
- P&C segment had $38.6M pretax catastrophe losses (Hurricane Ida $23.7M); combined ratio 112% vs 96.5%.
- Management guides Q4 2021 core EPS $0.65-$0.80; full-year ROE approaching 10%.
- Madison National Life acquisition on track for early 2022; expects EPS accretion of $0.15-$0.20.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/850141/000162828021021508/0001628280-21-021508-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/850141/000162828021021508/hmn-20211103.htm
  HTML page:      https://secwatch.observer/filing/0001628280-21-021508

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer