---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-22-001183"
form_type: "8-K"
ticker: "WSFS"
cik: "0000828944"
company_name: "WSFS FINANCIAL CORP"
filed_at: "2022-01-24T23:59:59+00:00"
generated_at: "2026-06-27T16:22:38.076723+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# WSFS Q4 EPS $1.18, record full-year net income $271.4M; closes Bryn Mawr Trust acquisition Jan 1

## Summary
- Q4 net income $56.3M (diluted EPS $1.18); full-year record net income $271.4M (ROA 1.82%).
- Total net revenue $154.3M (NII $108.2M, fee income $46.0M); recovery of credit losses $8.1M.
- Efficiency ratio improved to 58.5% from 65.5% QoQ; PPNR $63.8M vs $50.7M prior quarter.
- Includes $15.0M recovery of legal settlement (Charter Oak) and $6.7M restructuring expense (Bryn Mawr Trust combination).
- Successfully closed acquisition of Bryn Mawr Bank Corporation (Bryn Mawr Trust) on January 1, 2022.

## SEC filing metadata
- accession: 0001628280-22-001183
- form_type: 8-K
- ticker: WSFS
- cik: 0000828944
- company_name: WSFS FINANCIAL CORP
- filed_at: 2022-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/828944/000162828022001183/0001628280-22-001183-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/828944/000162828022001183/wsfs-20220124.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-22-001183
- JSON: https://secwatch.observer/filing/0001628280-22-001183.json
- Plain text: https://secwatch.observer/filing/0001628280-22-001183.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.