{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-22-001445","form_type":"8-K","ticker":"OPBK","cik":"0001722010","company_name":"OP Bancorp","filed_at":"2022-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:07.940803+00:00","generated_at":"2026-06-27T14:17:56.529893+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OP Bancorp Q4 2021 net income $9.1M record, EPS $0.59; dividend raised 43% to $0.10","bullets":["Net income of $9.1M up 140% YoY; diluted EPS $0.59 up 136%; record quarterly results.","Net interest income $17.1M (+40% YoY); NIM expanded to 4.07% from 3.73%.","Total deposits $1.53B (+28% YoY); noninterest-bearing deposits 51% of total (up from 44%).","Return on average assets 2.11% (up from 1.13%); efficiency ratio improved to 39.34%.","Quarterly cash dividend increased 43% to $0.10 per share; payable Feb 24, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-22-001445","json":"https://secwatch.observer/filing/0001628280-22-001445.json","markdown":"https://secwatch.observer/filing/0001628280-22-001445.md","text":"https://secwatch.observer/filing/0001628280-22-001445.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1722010/000162828022001445/0001628280-22-001445-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1722010/000162828022001445/opbk-20220127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T14:17:56.529893+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}