{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-22-001571","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2022-02-01T23:59:59+00:00","discovered_at":"2026-05-14T18:04:10.036407+00:00","generated_at":"2026-06-27T13:16:24.674923+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Horace Mann reports record 2021 core EPS of $3.59; guides 2022 EPS $3.45-$3.65","bullets":["Full-year 2021 net income $142.8M ($3.39/share); record core earnings $151.4M ($3.59/share).","Book value per share $43.66 (up 1%); book value ex unrealized gains up 6.6% to $36.64.","2022 core EPS guidance $3.45-$3.65, ROE near 10%; targets 10% avg growth from 2023.","Acquired Madison National Life Jan 1, 2022; expects at least $0.15 EPS accretion in 2022.","P&C core earnings $57M, underlying combined ratio 87.7%; auto loss ratio returned to pre-pandemic."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-22-001571","json":"https://secwatch.observer/filing/0001628280-22-001571.json","markdown":"https://secwatch.observer/filing/0001628280-22-001571.md","text":"https://secwatch.observer/filing/0001628280-22-001571.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828022001571/0001628280-22-001571-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828022001571/hmn-20220201.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T13:16:24.674923+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}