secwatch.observer — SEC 8-K summary
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Issuer:     HORACE MANN EDUCATORS CORP /DE/ (HMN)
CIK:        0000850141
Form:       8-K
Filed at:   2022-02-01T23:59:59+00:00
Accession:  0001628280-22-001571
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Horace Mann reports record 2021 core EPS of $3.59; guides 2022 EPS $3.45-$3.65
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- Full-year 2021 net income $142.8M ($3.39/share); record core earnings $151.4M ($3.59/share).
- Book value per share $43.66 (up 1%); book value ex unrealized gains up 6.6% to $36.64.
- 2022 core EPS guidance $3.45-$3.65, ROE near 10%; targets 10% avg growth from 2023.
- Acquired Madison National Life Jan 1, 2022; expects at least $0.15 EPS accretion in 2022.
- P&C core earnings $57M, underlying combined ratio 87.7%; auto loss ratio returned to pre-pandemic.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/850141/000162828022001571/0001628280-22-001571-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/850141/000162828022001571/hmn-20220201.htm
  HTML page:      https://secwatch.observer/filing/0001628280-22-001571

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer