{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-22-011562","form_type":"8-K","ticker":"OPBK","cik":"0001722010","company_name":"OP Bancorp","filed_at":"2022-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:04:01.999967+00:00","generated_at":"2026-06-26T02:42:41.587021+00:00","sec_items":["2.02","5.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"OP Bancorp Q1 net income $8.2M ($0.53 EPS), up 61% YoY; dividend raised 43% to $0.10","bullets":["Net income $8.2M ($0.53 diluted EPS), up 61% YoY; net interest income $17.3M (+36%).","Net interest margin 4.12%, up from 3.80% YoY; ROAE 19.54% vs 14.02%.","Total deposits $1.67B (+30% YoY); noninterest-bearing deposits 51% of total.","Dividend declared $0.10/share (43% increase from $0.07), payable May 26 to holders of record May 12.","Director Jason Hwang passed away April 25; seat to remain vacant pending decision."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-22-011562","json":"https://secwatch.observer/filing/0001628280-22-011562.json","markdown":"https://secwatch.observer/filing/0001628280-22-011562.md","text":"https://secwatch.observer/filing/0001628280-22-011562.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1722010/000162828022011562/0001628280-22-011562-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1722010/000162828022011562/opbk-20220425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T02:42:41.587021+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fc1183de07","claim":"Jason Hwang departed as director at OP Bancorp.","evidence_excerpt":"On April 27, 2022, the Company was informed of the death of director Jason Hwang, who passed away on April 25, 2022.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1722010/000162828022011562/0001628280-22-011562-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"passed away"},{"label":"Role","value":"director"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}