{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-22-012663","form_type":"8-K","ticker":"LPRO","cik":"0001806201","company_name":"Open Lending Corp","filed_at":"2022-05-05T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.399414+00:00","generated_at":"2026-06-25T23:56:28.176519+00:00","sec_items":["1.01","2.02","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Open Lending Q1 revenue up 14% to $50.1M; net income $23.2M; signs Arch as insurance partner","bullets":["Revenue of $50.1M (up 14% YoY); net income of $23.2M vs $12.9M in Q1 2021.","Adjusted EBITDA of $33.8M (up 11% YoY from $30.3M); certified loans of 43,944 (up 32% YoY).","Added 18 new customers in Q1; top 10 customers (ex-OEM) boosted certification volume by 166% YoY.","Signed Program Management Agreement with Arch Specialty Insurance Co. as fourth carrier partner; 5-year term, auto-renew.","Management cites semiconductor shortages and inflated used car values as near-term headwinds."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-22-012663","json":"https://secwatch.observer/filing/0001628280-22-012663.json","markdown":"https://secwatch.observer/filing/0001628280-22-012663.md","text":"https://secwatch.observer/filing/0001628280-22-012663.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1806201/000162828022012663/0001628280-22-012663-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1806201/000162828022012663/lpro-20220502.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T23:56:28.176519+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}