{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-22-017791","form_type":"8-K","ticker":"KRT","cik":"0001758021","company_name":"Karat Packaging Inc.","filed_at":"2022-06-22T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.191600+00:00","generated_at":"2026-06-25T00:03:33.263444+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Karat Packaging subsidiary enters $28.7M term loan at 4.375% with East West Bank","bullets":["Global Wells, a consolidated VIE of Karat, borrowed $28.7M (initial $20.7M, up to $8M additional) at 4.375% fixed.","Loan matures July 1, 2027; proceeds used to pay down existing term loan and for general corporate purposes.","Option to request additional advances up to $8M through June 30, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-22-017791","json":"https://secwatch.observer/filing/0001628280-22-017791.json","markdown":"https://secwatch.observer/filing/0001628280-22-017791.md","text":"https://secwatch.observer/filing/0001628280-22-017791.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1758021/000162828022017791/0001628280-22-017791-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1758021/000162828022017791/krt-20220615.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T00:03:33.263444+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}