{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-22-018891","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2022-07-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.288217+00:00","generated_at":"2026-06-24T16:17:47.105229+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Horace Mann pre-announces Q2 loss, cuts FY2022 core EPS guidance to $2.10-$2.30","bullets":["Q2 catastrophe losses approx $44M-$47M pretax; Q2 core EPS loss of $0.10-$0.20.","FY2022 core EPS guidance lowered to $2.10-$2.30; P&C segment core earnings now $10M-$14M (from $44M-$48M).","Life & Retirement core earnings guidance cut to $56M-$59M (from $74M-$77M) due to equity market DAC unlocking.","Adding $6M pretax to P&C reserves for inflation; full-year net investment income at low end of $310M-$320M.","Board authorized new $50M share repurchase plan; $14M used in first half 2022 to buy 375K shares."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-22-018891","json":"https://secwatch.observer/filing/0001628280-22-018891.json","markdown":"https://secwatch.observer/filing/0001628280-22-018891.md","text":"https://secwatch.observer/filing/0001628280-22-018891.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828022018891/0001628280-22-018891-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828022018891/hmn-20220713.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T16:17:47.105229+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}