---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-22-019710"
form_type: "8-K"
ticker: "EBC"
cik: "0001810546"
company_name: "Eastern Bankshares, Inc."
filed_at: "2022-07-28T23:59:59+00:00"
generated_at: "2026-06-24T07:39:11.942491+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Eastern Bankshares Q2 net income $51.2M ($0.31 EPS); NIM expands 21 bp

## Summary
- Operating net income $52.5M ($0.32 diluted EPS), up 42% YoY.
- Net interest income $137.8M (+8% QoQ, +32% YoY); NIM (FTE) 2.63%.
- Loan growth ex-PPP annualized 10.5%; commercial, residential, consumer all double-digit.
- Quarterly dividend $0.10/share payable Sept 15; $81.1M in share repurchases during Q2.
- NPLs rose to $59.9M from $33.8M, driven by one syndicated credit; provision $1.1M.

## SEC filing metadata
- accession: 0001628280-22-019710
- form_type: 8-K
- ticker: EBC
- cik: 0001810546
- company_name: Eastern Bankshares, Inc.
- filed_at: 2022-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1810546/000162828022019710/0001628280-22-019710-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1810546/000162828022019710/ebc-20220728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-22-019710
- JSON: https://secwatch.observer/filing/0001628280-22-019710.json
- Plain text: https://secwatch.observer/filing/0001628280-22-019710.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.