{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-22-019915","form_type":"8-K","ticker":"OPBK","cik":"0001722010","company_name":"OP Bancorp","filed_at":"2022-08-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:56.786745+00:00","generated_at":"2026-06-24T06:33:56.745879+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OP Bancorp Q2 net income $8.5M ($0.54 EPS), up 33% YoY; dividend raised 20% to $0.12/share","bullets":["Net income $8.5M, diluted EPS $0.54, up 33% and 29% YoY respectively.","Net interest margin expanded to 4.21% from 3.98%; efficiency ratio improved to 47.07%.","Total loans grew 18% to $1.55B; deposits up 21% to $1.74B; noninterest-bearing deposits 47.1%.","Quarterly cash dividend declared $0.12/share (20% increase from $0.10), payable Aug 25 to holders of record Aug 11.","Book value per share $11.16, up 11%; CET1 ratio 12.29%; nonperforming loans at 0.15% of gross loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-22-019915","json":"https://secwatch.observer/filing/0001628280-22-019915.json","markdown":"https://secwatch.observer/filing/0001628280-22-019915.md","text":"https://secwatch.observer/filing/0001628280-22-019915.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1722010/000162828022019915/0001628280-22-019915-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1722010/000162828022019915/opbk-20220728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T06:33:56.745879+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}