{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-22-021183","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2022-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.288416+00:00","generated_at":"2026-06-24T03:32:45.647055+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Horace Mann Q2 net loss $0.30/sh; core loss $0.01 on catastrophes and inflation","bullets":["Net loss of $12.5M ($0.30 diluted EPS); core loss $0.3M ($0.01 per share).","P&C combined ratio 126.9% driven by $45.7M catastrophe losses from 22 severe weather events.","Auto underlying loss ratio rose 8.9 pts to 76.9% due to inflation and increased loss severity.","Net investment income fell to $7.7M from $21.7M on equity market declines in limited partnership funds.","Full-year 2022 core EPS guidance raised to $2.15-$2.35; $24M used to repurchase 670,816 shares YTD."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-22-021183","json":"https://secwatch.observer/filing/0001628280-22-021183.json","markdown":"https://secwatch.observer/filing/0001628280-22-021183.md","text":"https://secwatch.observer/filing/0001628280-22-021183.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828022021183/0001628280-22-021183-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828022021183/hmn-20220804.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T03:32:45.647055+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}