---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-22-021183"
form_type: "8-K"
ticker: "HMN"
cik: "0000850141"
company_name: "HORACE MANN EDUCATORS CORP /DE/"
filed_at: "2022-08-05T23:59:59+00:00"
generated_at: "2026-06-24T03:32:45.647055+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Horace Mann Q2 net loss $0.30/sh; core loss $0.01 on catastrophes and inflation

## Summary
- Net loss of $12.5M ($0.30 diluted EPS); core loss $0.3M ($0.01 per share).
- P&C combined ratio 126.9% driven by $45.7M catastrophe losses from 22 severe weather events.
- Auto underlying loss ratio rose 8.9 pts to 76.9% due to inflation and increased loss severity.
- Net investment income fell to $7.7M from $21.7M on equity market declines in limited partnership funds.
- Full-year 2022 core EPS guidance raised to $2.15-$2.35; $24M used to repurchase 670,816 shares YTD.

## SEC filing metadata
- accession: 0001628280-22-021183
- form_type: 8-K
- ticker: HMN
- cik: 0000850141
- company_name: HORACE MANN EDUCATORS CORP /DE/
- filed_at: 2022-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/850141/000162828022021183/0001628280-22-021183-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/850141/000162828022021183/hmn-20220804.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-22-021183
- JSON: https://secwatch.observer/filing/0001628280-22-021183.json
- Plain text: https://secwatch.observer/filing/0001628280-22-021183.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.