secwatch.observer — SEC 8-K summary
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Issuer:     HORACE MANN EDUCATORS CORP /DE/ (HMN)
CIK:        0000850141
Form:       8-K
Filed at:   2022-08-05T23:59:59+00:00
Accession:  0001628280-22-021183
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Horace Mann Q2 net loss $0.30/sh; core loss $0.01 on catastrophes and inflation
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- Net loss of $12.5M ($0.30 diluted EPS); core loss $0.3M ($0.01 per share).
- P&C combined ratio 126.9% driven by $45.7M catastrophe losses from 22 severe weather events.
- Auto underlying loss ratio rose 8.9 pts to 76.9% due to inflation and increased loss severity.
- Net investment income fell to $7.7M from $21.7M on equity market declines in limited partnership funds.
- Full-year 2022 core EPS guidance raised to $2.15-$2.35; $24M used to repurchase 670,816 shares YTD.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/850141/000162828022021183/0001628280-22-021183-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/850141/000162828022021183/hmn-20220804.htm
  HTML page:      https://secwatch.observer/filing/0001628280-22-021183

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