{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-22-027286","form_type":"8-K","ticker":"OPBK","cik":"0001722010","company_name":"OP Bancorp","filed_at":"2022-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.881939+00:00","generated_at":"2026-06-22T22:47:09.285211+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OP Bancorp Q3 net income $8.7M, EPS $0.55; dividend raised 20% to $0.12/share","bullets":["Net income of $8.7M, up 5% YoY; diluted EPS $0.55 vs $0.54.","Net interest income $20.3M (+23%); net interest margin 4.31% (up from 4.21%).","Total loans $1.65B (+25%); total deposits $1.82B (+21%).","Quarterly dividend increased 20% to $0.12/share, payable Nov 24 to holders of record Nov 10.","CET1 ratio 11.92%; nonperforming loans only 0.14% of gross loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-22-027286","json":"https://secwatch.observer/filing/0001628280-22-027286.json","markdown":"https://secwatch.observer/filing/0001628280-22-027286.md","text":"https://secwatch.observer/filing/0001628280-22-027286.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1722010/000162828022027286/0001628280-22-027286-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1722010/000162828022027286/opbk-20221027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T22:47:09.285211+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"74672e020fab8f0e78dda311ade49a98449f0920","claim":"OP Bancorp reported the third quarter ended September 30, 2022 results: net income $8.7 million, EPS $0.55.","evidence_excerpt":"OP BANCORP REPORTS NET INCOME FOR 2022 THIRD QUARTER OF $8.7 MILLION AND DILUTED EARNINGS PER SHARE OF $0.55","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1722010/000162828022027286/0001628280-22-027286-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2022"},{"label":"Net income","value":"$8.7 million"},{"label":"EPS","value":"$0.55"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}