{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-001486","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2023-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.251208+00:00","generated_at":"2026-06-20T11:19:18.239719+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Horace Mann expects Q4 P&C segment loss of $25-29M after tax from weather and reserve hikes","bullets":["Q4 P&C segment loss estimated at $25M-$29M after tax, driven by severe weather and higher loss costs.","Winter Storm Elliott caused ~$8M pretax property losses across 30+ states in late December.","Adding ~$14M pretax to prior-year P&C reserves and ~$5M to reserves for first three quarters of 2022.","Company accelerating rate increases and non-rate underwriting actions to restore profitability.","Full Q4 and FY 2022 results to be released Feb. 7; investor call Feb. 8."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-001486","json":"https://secwatch.observer/filing/0001628280-23-001486.json","markdown":"https://secwatch.observer/filing/0001628280-23-001486.md","text":"https://secwatch.observer/filing/0001628280-23-001486.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828023001486/0001628280-23-001486-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828023001486/hmn-20230124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T11:19:18.239719+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c236a2e152a936de1879abe6b8387bb942ed0f4f","claim":"HORACE MANN EDUCATORS CORP /DE/ reported preliminary financial results for fourth quarter 2022.","evidence_excerpt":"On January 24, 2023, the Company issued a news release announcing preliminary fourth quarter 2022 Property & Casualty segment results.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/850141/000162828023001486/0001628280-23-001486-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter 2022"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}