{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-001540","form_type":"8-K","ticker":"TFIN","cik":"0001539638","company_name":"Triumph Financial, Inc.","filed_at":"2023-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.501848+00:00","generated_at":"2026-06-20T09:29:29.975123+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Triumph Financial Q4 2022 EPS $0.67; factoring volume down 18.7% YoY; TriumphPay self-funding","bullets":["Net income to common stockholders $16.8M ($0.67 diluted EPS) vs $15.4M ($0.62) in Q3 2022 and $25.8M ($1.02) in Q4 2021.","Factoring purchased volume $3.28B, down 8.9% Q/Q and 18.7% YoY; average invoice size $2,002, down 12.6% YoY.","TriumphPay payment volume $5.58B; network transaction volume $301M, up 8.8% Q/Q; network surpassed $1B since launch.","TriumphPay achieved self-funding during Q4, contributing excess non-interest bearing deposits back to enterprise.","Loans held for investment $4.12B, down from $4.87B a year ago; capital ratios improved (CET1 12.74%, total capital 17.68%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-001540","json":"https://secwatch.observer/filing/0001628280-23-001540.json","markdown":"https://secwatch.observer/filing/0001628280-23-001540.md","text":"https://secwatch.observer/filing/0001628280-23-001540.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1539638/000162828023001540/0001628280-23-001540-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1539638/000162828023001540/tfin-20230125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T09:29:29.975123+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b755254a0128ecd21b89f2518085ed51a988f429","claim":"Triumph Financial, Inc. reported the quarter ended December 31, 2022 results: net income $16.8 million, EPS $0.67 per diluted share.","evidence_excerpt":"For the fourth quarter, we earned net income to common stockholders of $16.8 million, or $0.67 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1539638/000162828023001540/0001628280-23-001540-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$16.8 million"},{"label":"EPS","value":"$0.67 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}