{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-001615","form_type":"8-K","ticker":"OPBK","cik":"0001722010","company_name":"OP Bancorp","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.308894+00:00","generated_at":"2026-06-20T08:20:15.311207+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"OP Bancorp Q4 2022 net income $8.0M ($0.51 EPS); dividend raised 20% to $0.12/share","bullets":["Net income $8.0M, diluted EPS $0.51, vs $9.1M, $0.59 in Q4 2021; net interest income up 18% to $20.2M.","Total loans $1.7B (+23% YoY); total deposits $1.9B (+23% YoY); noninterest-bearing deposits 37.2% of total.","Credit quality: nonperforming loans 0.18% of gross loans; allowance/loans 1.13%; net charge-offs 0.03% annualized.","CET1 ratio 11.70%; book value $11.59 per share, up 6% YoY.","Quarterly cash dividend declared $0.12 per share, a 20% increase from prior $0.10, payable Feb 23."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-001615","json":"https://secwatch.observer/filing/0001628280-23-001615.json","markdown":"https://secwatch.observer/filing/0001628280-23-001615.md","text":"https://secwatch.observer/filing/0001628280-23-001615.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1722010/000162828023001615/0001628280-23-001615-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1722010/000162828023001615/opbk-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:20:15.311207+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0209eb1f8708ee6cf09afac026491f6eec63bbbe","claim":"OP Bancorp reported the fourth quarter ended December 31, 2022 results: net income $8.0 million, EPS $0.51 per diluted common share.","evidence_excerpt":"LOS ANGELES, January 26, 2023 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank, today reported its financial results for the fourth quarter of 2022. Net income for the fourth quarter of 2022 was $8.0 million, or $0.51 per diluted common share, compared with $8.7 million, or $0.55 per diluted common share, for the third quarter of 2022, and $9.1 million, or $0.59 per diluted common share, for the fourth quarter of 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1722010/000162828023001615/0001628280-23-001615-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2022"},{"label":"Net income","value":"$8.0 million"},{"label":"EPS","value":"$0.51 per diluted common share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}