{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-001641","form_type":"8-K","ticker":"PFS","cik":"0001178970","company_name":"PROVIDENT FINANCIAL SERVICES INC","filed_at":"2023-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.069277+00:00","generated_at":"2026-06-20T07:04:27.590045+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Provident Financial reports record Q4 net income of $49.0M, $0.66 EPS; NIM expands to 3.62%","bullets":["Q4 net income $49.0M ($0.66/diluted share) vs $43.4M ($0.58) in Q3 and $37.3M ($0.49) in Q4 2021.","Full year 2022 net income $175.6M ($2.35/diluted share) vs $167.9M ($2.20) in 2021.","Net interest margin expanded 11 bps QoQ to 3.62%; commercial loan growth annualized 9.7% in Q4.","Declared $0.24 quarterly dividend, payable Feb 24, 2023 to holders of record Feb 10, 2023.","Quarter included $1.2M in non-tax deductible merger costs for pending Lakeland merger."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-001641","json":"https://secwatch.observer/filing/0001628280-23-001641.json","markdown":"https://secwatch.observer/filing/0001628280-23-001641.md","text":"https://secwatch.observer/filing/0001628280-23-001641.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1178970/000162828023001641/0001628280-23-001641-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1178970/000162828023001641/pfs-20230127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T07:04:27.590045+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3e8685e1db4607f2358fed9a367cc2100d4c2494","claim":"PROVIDENT FINANCIAL SERVICES INC reported the three months ended December 31, 2022 results: net income $49.0 million, EPS $0.66 per basic and diluted share.","evidence_excerpt":"Provident Financial Services, Inc. (NYSE:PFS) (the “Company”) reported net income of $49.0 million, or $0.66 per basic and diluted share for the three months ended December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1178970/000162828023001641/0001628280-23-001641-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended December 31, 2022"},{"label":"Net income","value":"$49.0 million"},{"label":"EPS","value":"$0.66 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"a425d98ab76b3dfa07e69279b4efb569b5360895","claim":"PROVIDENT FINANCIAL SERVICES INC reported the year ended December 31, 2022 results: net income $175.6 million, EPS $2.35 per basic and diluted share.","evidence_excerpt":"For the year ended December 31, 2022, net income totaled $175.6 million, or $2.35 per basic and diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1178970/000162828023001641/0001628280-23-001641-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$175.6 million"},{"label":"EPS","value":"$2.35 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}