{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-013248","form_type":"8-K","ticker":"SLM","cik":"0001032033","company_name":"SLM Corp","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.689348+00:00","generated_at":"2026-06-16T11:23:43.724323+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Sallie Mae Q1 GAAP EPS $0.47; originations up 12% to $2.4B; $2B loan sale expected in May","bullets":["GAAP net income attributable to common stock $114M, diluted EPS $0.47.","Private education loan originations rose 12% YoY to a record $2.4B.","Net charge-offs improved to 2.1% (annualized) from 3.15% in Q4 2022.","Plans to close $2B loan sale to unaffiliated third party in early May 2023.","Full-year Core Earnings guidance $2.50-$2.70 per share; originations growth 5-6%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-013248","json":"https://secwatch.observer/filing/0001628280-23-013248.json","markdown":"https://secwatch.observer/filing/0001628280-23-013248.md","text":"https://secwatch.observer/filing/0001628280-23-013248.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1032033/000162828023013248/0001628280-23-013248-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1032033/000162828023013248/slm-20230426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T11:23:43.724323+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3aca28c45dc1fbad1203e72e5d255a41bcc39bec","claim":"SLM Corp reported first-quarter 2023 results: net income GAAP Net Income Attributable to Common Stock of $114 Million, or $0.47 Per Diluted Share, EPS $0.47 Per Diluted Share.","evidence_excerpt":"Sallie Mae Reports First-Quarter 2023 Financial Results First-Quarter GAAP Net Income Attributable to Common Stock of $114 Million, or $0.47 Per Diluted Share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1032033/000162828023013248/0001628280-23-013248-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first-quarter 2023"},{"label":"Net income","value":"GAAP Net Income Attributable to Common Stock of $114 Million, or $0.47 Per Diluted Share"},{"label":"EPS","value":"$0.47 Per Diluted Share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"41c296438b51fcb857795848aaa7a4c8bc3afc78","claim":"SLM Corp reported 2023 results: EPS Full-year diluted non-GAAP \"Core Earnings\" per common share of $2.50 - $2.70.**. Guidance initiated.","evidence_excerpt":"For 2023, the company expects the following: • Full-year diluted non-GAAP \"Core Earnings\" per common share of $2.50 - $2.70.**","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1032033/000162828023013248/0001628280-23-013248-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"2023"},{"label":"EPS","value":"Full-year diluted non-GAAP \"Core Earnings\" per common share of $2.50 - $2.70.**"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}