secwatch.observer — SEC 8-K summary
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Issuer:     HORACE MANN EDUCATORS CORP /DE/ (HMN)
CIK:        0000850141
Form:       8-K
Filed at:   2023-07-20T23:59:59+00:00
Accession:  0001628280-23-025262
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Horace Mann sees Q2 core EPS $0.01-$0.03 on $41-$43M catastrophe losses
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- Q2 2023 core EPS expected $0.01-$0.03; catastrophe losses $41-$43M pretax (26-27 pts of combined ratio).
- Full-year 2023 core EPS guidance maintained at $1.20-$1.45; catastrophe loss estimate raised to $95-$100M.
- Auto rate increases since 2022 total ~15% nationwide; full-year impact expected ~20%.
- Property average renewal premiums expected to rise 17%-20% in 2023 due to rate actions.
- Worksite and Life & Retirement businesses remain strong, offsetting P&C weather impact.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/850141/000162828023025262/0001628280-23-025262-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/850141/000162828023025262/hmn-20230720.htm
  HTML page:      https://secwatch.observer/filing/0001628280-23-025262

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