---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-23-025473"
form_type: "8-K"
ticker: "WSFS"
cik: "0000828944"
company_name: "WSFS FINANCIAL CORP"
filed_at: "2023-07-24T23:59:59+00:00"
generated_at: "2026-06-13T04:39:20.916288+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# WSFS reports Q2 EPS of $1.12, net revenue $248.7M, NIM 4.11%, ROA 1.36%

## Summary
- Diluted EPS $1.12 vs $0.94 in 2Q22; net income $68.7M up 13% from $60.7M.
- Net interest income $181.8M, NIM 4.11%; fee revenue $66.9M up 6% from Q1 2023.
- Total net revenue $248.7M; provision for credit losses $15.8M vs $8.3M a year ago.
- ROA 1.36% (up from 1.17% YoY), ROE 11.8% (up from 10.1% YoY).
- Solid loan and deposit growth; efficiency ratio 56.7% (vs 59.3% in 2Q22).

## SEC filing metadata
- accession: 0001628280-23-025473
- form_type: 8-K
- ticker: WSFS
- cik: 0000828944
- company_name: WSFS FINANCIAL CORP
- filed_at: 2023-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/828944/000162828023025473/0001628280-23-025473-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/828944/000162828023025473/wsfs-20230724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-23-025473
- JSON: https://secwatch.observer/filing/0001628280-23-025473.json
- Plain text: https://secwatch.observer/filing/0001628280-23-025473.txt

## Key facts
- Earnings Releases
  WSFS FINANCIAL CORP reported the second quarter of 2023 results: revenue 248.7, net income 68.7, EPS 1.12.
  - Period: the second quarter of 2023
  - Revenue: 248.7
  - Net income: 68.7
  - EPS: 1.12
  - Result: reported results
  source text: are as follows: (Dollars in millions, except per share data) 2Q 2023 1Q 2023 2Q 2022 Net interest income $ 181.8 $ 182.5 $ 153.6 Fee revenue 66.9 63.1 72.0 Total net revenue 248.7 245.7 225.6 Provision for credit losses 15.8 29.0 8.3 Noninterest expense 141.3 133.0 134.0 Net income attributable to WSFS 68.7 62.4 60.7 Pre-provision net revenue (PPNR) (1)
  evidence_url: https://www.sec.gov/Archives/edgar/data/828944/000162828023025473/0001628280-23-025473-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.