{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-025529","form_type":"8-K","ticker":"ONB","cik":"0000707179","company_name":"OLD NATIONAL BANCORP /IN/","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.449064+00:00","generated_at":"2026-06-13T03:34:34.880360+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Old National Bancorp Q2 2023 EPS $0.52, adjusted EPS $0.54; deposits up 3.8%","bullets":["Net income applicable to common shares $151.0M ($0.52 diluted EPS); adjusted net income $156.3M ($0.54 adjusted EPS).","Total deposits rose 3.8% to $36.2B; core deposits up 2.4%; loans up 2.2% to $32.5B.","Net interest margin (FTE) 3.60%, down 9 bps QoQ; net interest income (FTE) $388.0M.","Provision for credit losses $14.8M; net charge-offs $10.1M (13 bps); NPLs 0.91% vs 0.74% prior quarter.","Adjusted PPNR $229.0M; adjusted efficiency ratio 49.4%; Tier 1 capital ratio 10.79% (up 15 bps)."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-025529","json":"https://secwatch.observer/filing/0001628280-23-025529.json","markdown":"https://secwatch.observer/filing/0001628280-23-025529.md","text":"https://secwatch.observer/filing/0001628280-23-025529.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707179/000162828023025529/0001628280-23-025529-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707179/000162828023025529/onb-20230725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:34:34.880360+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0c1608303bdf9ca4610036cc36d0df786e1ac7fe","claim":"OLD NATIONAL BANCORP /IN/ reported second quarter of 2023 results: net income $151.0 million, EPS $0.52.","evidence_excerpt":"Old National Bancorp (the “Company”) issued a press release (“Press Release”) reporting its financial results for the second quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/707179/000162828023025529/0001628280-23-025529-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"$151.0 million"},{"label":"EPS","value":"$0.52"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}