{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-025731","form_type":"8-K","ticker":"PSTL","cik":"0001759774","company_name":"Postal Realty Trust, Inc.","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.139263+00:00","generated_at":"2026-06-13T02:24:48.769225+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Postal Realty Trust adds $35M accordion and SOFR option to credit facility","bullets":["Exercised $25.0M accordion on term loan maturing Jan 2027 and $10.0M delayed-draw accordion on term loan maturing Feb 2028.","Added daily simple SOFR-based floating interest rate option as an alternative benchmark for borrowings.","Second Amendment dated July 24, 2023 with Bank of Montreal as administrative agent and lenders including JPMorgan, M&T, Truist.","Total additional borrowing capacity of $35.0M under existing credit agreement."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-025731","json":"https://secwatch.observer/filing/0001628280-23-025731.json","markdown":"https://secwatch.observer/filing/0001628280-23-025731.md","text":"https://secwatch.observer/filing/0001628280-23-025731.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1759774/000162828023025731/0001628280-23-025731-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1759774/000162828023025731/pstl-20230724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:24:48.769225+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1d2ef9c54804f5bd325b758cee1c35368676fbe2","claim":"Postal Realty Trust, Inc. incurred term loan of $25.0 million with Bank of Montreal maturing January 2027.","evidence_excerpt":"the Company also exercised $25.0 million of accordion under the term loan maturing in January 2027","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1759774/000162828023025731/0001628280-23-025731-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$25.0 million"},{"label":"Counterparty","value":"Bank of Montreal"},{"label":"Maturity","value":"January 2027"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"d1066d5383f12e8499cc8d23420d2f62e86000f5","claim":"Postal Realty Trust, Inc. incurred term loan of $10.0 million with Bank of Montreal maturing February 2028.","evidence_excerpt":"on a delayed-draw basis, $10.0 million of accordion under the term loan maturing in February 2028","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1759774/000162828023025731/0001628280-23-025731-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$10.0 million"},{"label":"Counterparty","value":"Bank of Montreal"},{"label":"Maturity","value":"February 2028"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"9cc3e0b45b28cd5ece9d23007bdbd78341699b76","claim":"Postal Realty Trust, Inc. amended Second Amendment to Credit Agreement with Bank of Montreal, as administrative agent, and certain lenders (effective 2023-07-24).","evidence_excerpt":"On July 24, 2023, Postal Realty Trust, Inc. (the “Company”), Postal Realty LP (the “Borrower”), certain subsidiaries of the Company, Bank of Montreal, as administrative agent (the “Administrative Agent”), and certain lenders party to the Credit Agreement (as defined below) entered into that certain Second Amendment to Credit Agreement (the “Second Amendment”), which amends that certain Credit Agreement dated as of August 9, 2021, entered into by and among the Company, the Borrower, certain subsidiaries of the Company, the Administrative Agent and the lenders party thereto (as previously amended and as amended by the Second Amendment, the “Credit Agreement”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1759774/000162828023025731/0001628280-23-025731-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Bank of Montreal, as administrative agent, and certain lenders"},{"label":"Effective","value":"2023-07-24"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}