{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-025732","form_type":"8-K","ticker":"SLM","cik":"0001032033","company_name":"SLM Corp","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.935629+00:00","generated_at":"2026-06-13T02:10:30.039313+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Sallie Mae Q2 GAAP EPS $1.10; originations up 6% to $651M; $2.1B loan sale yields $128M gain","bullets":["GAAP net income $261M, $1.10 diluted EPS; net interest income $387M (+7%); NIM 5.52% (+23 bps).","Private education loan originations $651M (+6% YoY); completed $2.1B loan sale with $128M gain.","Repurchased 16M shares at avg $15.71 (total $257M); $326M remaining under buyback program.","FY2023 Core EPS guidance $2.50-$2.70; originations growth 5-6%; net charge-offs $345-$385M.","Total operating expenses $154M (up from $132M); provision for credit losses $18M (down from $31M)."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-025732","json":"https://secwatch.observer/filing/0001628280-23-025732.json","markdown":"https://secwatch.observer/filing/0001628280-23-025732.md","text":"https://secwatch.observer/filing/0001628280-23-025732.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1032033/000162828023025732/0001628280-23-025732-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1032033/000162828023025732/slm-20230726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:10:30.039313+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"67a952ec57d423eee0aaa3c56ea8b0c9d0fddc14","claim":"SLM Corp reported second-quarter 2023 results: net income $265 million, EPS $1.10 per diluted share.","evidence_excerpt":"Sallie Mae Reports Second-Quarter 2023 Financial Results Second-Quarter GAAP Net Income Attributable to Common Stock of $261 Million, or $1.10 Per Diluted Share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1032033/000162828023025732/0001628280-23-025732-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second-quarter 2023"},{"label":"Net income","value":"$265 million"},{"label":"EPS","value":"$1.10 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}