{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-025946","form_type":"8-K","ticker":"EBC","cik":"0001810546","company_name":"Eastern Bankshares, Inc.","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.350355+00:00","generated_at":"2026-06-13T00:47:33.949369+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Eastern Bankshares Q2 net income $48.7M, NIM expands 14 bps to 2.80%","bullets":["Net income $48.7M ($0.30 diluted EPS) vs prior-quarter net loss of $194.1M ($1.20 loss) from repositioning.","Total revenue $195.4M; operating revenue $196.3M, up $1.5M from prior quarter.","Net interest margin (FTE) expanded 14 bps to 2.80%; loans grew $286.6M to $14.0B.","Declared $0.10 quarterly dividend payable Sept 15, 2023 to holders of record Sept 1, 2023.","Asset quality strong: NCOs 0.01% annualized; NPLs $30.6M (0.22% of loans)."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-025946","json":"https://secwatch.observer/filing/0001628280-23-025946.json","markdown":"https://secwatch.observer/filing/0001628280-23-025946.md","text":"https://secwatch.observer/filing/0001628280-23-025946.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1810546/000162828023025946/0001628280-23-025946-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1810546/000162828023025946/ebc-20230727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T00:47:33.949369+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"80bfbc57d6b5d3e285d767804ffb3028f3b7dcc8","claim":"Eastern Bankshares, Inc. reported the quarter ended June 30, 2023 results: revenue $195.4 million, net income $48.7 million, EPS $0.30 per diluted share.","evidence_excerpt":"• Total revenue of $195.4 million. Total operating revenue* of $196.3 million, an increase of $1.5 million from the prior quarter. • Net income of $48.7 million, or $0.30 per diluted share, compared to net loss of $194.1 million, or $1.20 per diluted share, for the prior quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1810546/000162828023025946/0001628280-23-025946-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Revenue","value":"$195.4 million"},{"label":"Net income","value":"$48.7 million"},{"label":"EPS","value":"$0.30 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}