{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-026476","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2023-08-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.784459+00:00","generated_at":"2026-06-12T19:58:29.414474+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Horace Mann Q2 net loss $13M ($0.31/sh); core EPS $0.03; $41.5M catastrophe losses","bullets":["Net loss of $12.8M ($0.31 diluted EPS); core earnings of $0.9M ($0.03/sh) vs $8M core earnings in prior year.","Catastrophe losses of $41.5M pretax drove P&C segment core loss; P&C net premiums written up 8.2% to $170.9M.","FY2023 core EPS guidance reaffirmed at $1.20-$1.45; P&C segment core loss guidance $27M-$32M due to weather.","Filed 20% CA auto rate increase and 25% CA property rate increase; cumulative auto rate actions ~25% by year-end 2023.","Life & Retirement core earnings guidance $63M-$65M; Supplemental & Group Benefits core earnings guidance $47M-$50M."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-026476","json":"https://secwatch.observer/filing/0001628280-23-026476.json","markdown":"https://secwatch.observer/filing/0001628280-23-026476.md","text":"https://secwatch.observer/filing/0001628280-23-026476.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828023026476/0001628280-23-026476-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828023026476/hmn-20230801.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T19:58:29.414474+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"82aacf05e5c9282424cf4f6e4bb1b8829be6eece","claim":"HORACE MANN EDUCATORS CORP /DE/ reported financial results for the three and six months ended June 30, 2023.","evidence_excerpt":"On August 1, 2023, the Company issued a news release reporting its financial results for the three and six months ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/850141/000162828023026476/0001628280-23-026476-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and six months ended June 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}