---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-23-026476"
form_type: "8-K"
ticker: "HMN"
cik: "0000850141"
company_name: "HORACE MANN EDUCATORS CORP /DE/"
filed_at: "2023-08-01T23:59:59+00:00"
generated_at: "2026-06-12T19:58:29.414474+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Horace Mann Q2 net loss $13M ($0.31/sh); core EPS $0.03; $41.5M catastrophe losses

## Summary
- Net loss of $12.8M ($0.31 diluted EPS); core earnings of $0.9M ($0.03/sh) vs $8M core earnings in prior year.
- Catastrophe losses of $41.5M pretax drove P&C segment core loss; P&C net premiums written up 8.2% to $170.9M.
- FY2023 core EPS guidance reaffirmed at $1.20-$1.45; P&C segment core loss guidance $27M-$32M due to weather.
- Filed 20% CA auto rate increase and 25% CA property rate increase; cumulative auto rate actions ~25% by year-end 2023.
- Life & Retirement core earnings guidance $63M-$65M; Supplemental & Group Benefits core earnings guidance $47M-$50M.

## SEC filing metadata
- accession: 0001628280-23-026476
- form_type: 8-K
- ticker: HMN
- cik: 0000850141
- company_name: HORACE MANN EDUCATORS CORP /DE/
- filed_at: 2023-08-01T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/850141/000162828023026476/0001628280-23-026476-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/850141/000162828023026476/hmn-20230801.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-23-026476
- JSON: https://secwatch.observer/filing/0001628280-23-026476.json
- Plain text: https://secwatch.observer/filing/0001628280-23-026476.txt

## Key facts
- Earnings Releases
  HORACE MANN EDUCATORS CORP /DE/ reported financial results for the three and six months ended June 30, 2023.
  - Period: the three and six months ended June 30, 2023
  - Result: reported results
  source text: On August 1, 2023, the Company issued a news release reporting its financial results for the three and six months ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/850141/000162828023026476/0001628280-23-026476-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.