secwatch.observer — SEC 8-K summary
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Issuer:     HORACE MANN EDUCATORS CORP /DE/ (HMN)
CIK:        0000850141
Form:       8-K
Filed at:   2023-08-01T23:59:59+00:00
Accession:  0001628280-23-026476
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Horace Mann Q2 net loss $13M ($0.31/sh); core EPS $0.03; $41.5M catastrophe losses
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- Net loss of $12.8M ($0.31 diluted EPS); core earnings of $0.9M ($0.03/sh) vs $8M core earnings in prior year.
- Catastrophe losses of $41.5M pretax drove P&C segment core loss; P&C net premiums written up 8.2% to $170.9M.
- FY2023 core EPS guidance reaffirmed at $1.20-$1.45; P&C segment core loss guidance $27M-$32M due to weather.
- Filed 20% CA auto rate increase and 25% CA property rate increase; cumulative auto rate actions ~25% by year-end 2023.
- Life & Retirement core earnings guidance $63M-$65M; Supplemental & Group Benefits core earnings guidance $47M-$50M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/850141/000162828023026476/0001628280-23-026476-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/850141/000162828023026476/hmn-20230801.htm
  HTML page:      https://secwatch.observer/filing/0001628280-23-026476

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