{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-034695","form_type":"8-K","ticker":"TFIN","cik":"0001539638","company_name":"Triumph Financial, Inc.","filed_at":"2023-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.462283+00:00","generated_at":"2026-06-09T20:45:03.998498+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Triumph Financial Q3 net income $12M, EPS $0.51; TriumphPay revenue up 17%, EBITDA margin improves to -15%","bullets":["Net income to common stockholders $12.0M ($0.51 diluted EPS) vs $15.4M in Q3 2022, down 22% YoY.","TriumphPay revenue grew 16.7% QoQ; EBITDA margin improved to (15)% from (55)% in Q2.","TriumphPay invoice volume up 11.3% QoQ, network transactions up 66.7%; annualized payment volume $21.3B.","Factoring purchased volume fell 4.6% QoQ; average invoice size $1,772, down $301 YoY.","Management expects freight market to worsen before improving; reaffirms TriumphPay EBITDA-positive goal by end of 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-034695","json":"https://secwatch.observer/filing/0001628280-23-034695.json","markdown":"https://secwatch.observer/filing/0001628280-23-034695.md","text":"https://secwatch.observer/filing/0001628280-23-034695.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1539638/000162828023034695/0001628280-23-034695-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1539638/000162828023034695/tfin-20231019.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T20:45:03.998498+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c8316c0c391e98c40677660a9511387caa9a2ec5","claim":"Triumph Financial, Inc. reported financial results for the quarter ended September 30, 2023.","evidence_excerpt":"On October 19, 2023, Triumph Financial, Inc. (the “Company”) announced its financial results for the quarter ended September 30, 2023 in its letter to shareholders attached hereto as Exhibit 99.1.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1539638/000162828023034695/0001628280-23-034695-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}