---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-23-034841"
form_type: "8-K"
ticker: "HBT"
cik: "0000775215"
company_name: "HBT Financial, Inc."
filed_at: "2023-10-23T23:59:59+00:00"
generated_at: "2026-06-09T17:40:55.996115+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# HBT Financial Q3 net income $19.7M ($0.62 EPS); ROAA 1.58%

## Summary
- Net income $19.7M ($0.62 diluted EPS); adjusted net income $20.3M ($0.63 adjusted EPS).
- ROAA 1.58%, ROATCE 20.70%; net interest margin (tax-equivalent) 4.13%.
- Nonperforming assets 0.16% of total assets; cost of funds 0.96%.
- Loans grew 3% during quarter; all capital ratios increased.

## SEC filing metadata
- accession: 0001628280-23-034841
- form_type: 8-K
- ticker: HBT
- cik: 0000775215
- company_name: HBT Financial, Inc.
- filed_at: 2023-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/775215/000162828023034841/0001628280-23-034841-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/775215/000162828023034841/hbt-20231023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-23-034841
- JSON: https://secwatch.observer/filing/0001628280-23-034841.json
- Plain text: https://secwatch.observer/filing/0001628280-23-034841.txt

## Key facts
- Earnings Releases
  HBT Financial, Inc. reported the third quarter ended and nine months ended September 30, 2023 results: net income $19.7 million, EPS $0.62 per diluted share.
  - Period: the third quarter ended and nine months ended September 30, 2023
  - Net income: $19.7 million
  - EPS: $0.62 per diluted share
  - Result: reported results
  source text: On October 23, 2023, HBT Financial, Inc. (the “Company”) issued a press release announcing its financial results for the third quarter ended and nine months ended September 30, 2023 (the “Earnings Release”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/775215/000162828023034841/0001628280-23-034841-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.