---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-23-034897"
form_type: "8-K"
ticker: "WSFS"
cik: "0000828944"
company_name: "WSFS FINANCIAL CORP"
filed_at: "2023-10-23T23:59:59+00:00"
generated_at: "2026-06-09T17:46:43.058026+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# WSFS Q3 EPS $1.22, ROA 1.45%; fee revenue up 9% QoQ, NIM 4.08%

## Summary
- Diluted EPS of $1.22, up from $1.12 in Q2 2023 and $1.16 in Q3 2022; net income $74.2M.
- Net interest income $182.6M, net interest margin 4.08%; fee revenue $72.7M (+9% QoQ).
- Provision for credit losses $18.4M (up from $7.5M a year ago); noninterest expense $139.7M.
- Pre-provision net revenue (PPNR) $115.6M; ROA 1.45%, ROE 12.6%.
- Efficiency ratio improved to 54.6% from 56.7% in Q2 2023; fee revenue 28.4% of total revenue.

## SEC filing metadata
- accession: 0001628280-23-034897
- form_type: 8-K
- ticker: WSFS
- cik: 0000828944
- company_name: WSFS FINANCIAL CORP
- filed_at: 2023-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/828944/000162828023034897/0001628280-23-034897-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/828944/000162828023034897/wsfs-20231023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-23-034897
- JSON: https://secwatch.observer/filing/0001628280-23-034897.json
- Plain text: https://secwatch.observer/filing/0001628280-23-034897.txt

## Key facts
- Earnings Releases
  WSFS FINANCIAL CORP reported financial results for the quarter ended September 30, 2023.
  - Period: the quarter ended September 30, 2023
  - Result: reported results
  source text: On October 23, 2023, WSFS Financial Corporation (the “Registrant”) issued a press release to report earnings for the quarter ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/828944/000162828023034897/0001628280-23-034897-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.