{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-034949","form_type":"8-K","ticker":"ONB","cik":"0000707179","company_name":"OLD NATIONAL BANCORP /IN/","filed_at":"2023-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.776029+00:00","generated_at":"2026-06-09T15:04:47.505270+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Old National Q3 2023 EPS $0.49, adjusted $0.51; deposits up 2.8%","bullets":["Net income applicable to common shares $143.8M; diluted EPS $0.49; adjusted net income $149.3M, adjusted EPS $0.51.","Period-end total deposits $37.3B, up 2.8%; core deposits up 3.1%; total deposit cost 1.61% (up 46 bps).","Net interest margin (FTE) 3.49%, down 11 bps; net interest income $380.9M.","Net charge-offs $19.7M (24 bps), including $12.2M isolated C&I credit; NPL ratio 0.80%.","Preliminary total risk-based capital 12.32%, up 18 bps; tangible common equity to tangible assets 6.15%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-034949","json":"https://secwatch.observer/filing/0001628280-23-034949.json","markdown":"https://secwatch.observer/filing/0001628280-23-034949.md","text":"https://secwatch.observer/filing/0001628280-23-034949.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707179/000162828023034949/0001628280-23-034949-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707179/000162828023034949/onb-20231024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T15:04:47.505270+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ab27b2193e1e16eb50f45dc74c6f386a18950ba4","claim":"OLD NATIONAL BANCORP /IN/ reported the third quarter of 2023 results: net income $143.8 million, EPS $0.49 per diluted common share.","evidence_excerpt":"reported third quarter 2023 net income applicable to common shares of $143.8 million, or $0.49 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/707179/000162828023034949/0001628280-23-034949-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2023"},{"label":"Net income","value":"$143.8 million"},{"label":"EPS","value":"$0.49 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}