---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-23-034949"
form_type: "8-K"
ticker: "ONB"
cik: "0000707179"
company_name: "OLD NATIONAL BANCORP /IN/"
filed_at: "2023-10-24T23:59:59+00:00"
generated_at: "2026-06-09T15:04:47.505270+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Old National Q3 2023 EPS $0.49, adjusted $0.51; deposits up 2.8%

## Summary
- Net income applicable to common shares $143.8M; diluted EPS $0.49; adjusted net income $149.3M, adjusted EPS $0.51.
- Period-end total deposits $37.3B, up 2.8%; core deposits up 3.1%; total deposit cost 1.61% (up 46 bps).
- Net interest margin (FTE) 3.49%, down 11 bps; net interest income $380.9M.
- Net charge-offs $19.7M (24 bps), including $12.2M isolated C&I credit; NPL ratio 0.80%.
- Preliminary total risk-based capital 12.32%, up 18 bps; tangible common equity to tangible assets 6.15%.

## SEC filing metadata
- accession: 0001628280-23-034949
- form_type: 8-K
- ticker: ONB
- cik: 0000707179
- company_name: OLD NATIONAL BANCORP /IN/
- filed_at: 2023-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/707179/000162828023034949/0001628280-23-034949-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/707179/000162828023034949/onb-20231024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-23-034949
- JSON: https://secwatch.observer/filing/0001628280-23-034949.json
- Plain text: https://secwatch.observer/filing/0001628280-23-034949.txt

## Key facts
- Earnings Releases
  OLD NATIONAL BANCORP /IN/ reported the third quarter of 2023 results: net income $143.8 million, EPS $0.49 per diluted common share.
  - Period: the third quarter of 2023
  - Net income: $143.8 million
  - EPS: $0.49 per diluted common share
  - Result: reported results
  source text: reported third quarter 2023 net income applicable to common shares of $143.8 million, or $0.49 per diluted common share
  evidence_url: https://www.sec.gov/Archives/edgar/data/707179/000162828023034949/0001628280-23-034949-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.