{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-23-037363","form_type":"8-K","ticker":"MQ","cik":"0001522540","company_name":"Marqeta, Inc.","filed_at":"2023-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.356073+00:00","generated_at":"2026-06-08T14:50:30.097720+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Marqeta Q3 net revenue down 43% to $109M; TPV up 33% to $57B","bullets":["Net revenue $108.9M, down 43% YoY; gross profit $72.5M, down 9% YoY; gross margin expanded to 67% from 42%.","Total processing volume $57B, up 33% YoY, driven by volume growth across use cases.","GAAP net loss $55.0M ($0.10 per share); Adjusted EBITDA loss of $2M.","Extended Block contracts: Square Debit and Cash App both through June 2028; default issuer processor outside US.","Launched new credit platform for consumer and commercial credit card programs."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-23-037363","json":"https://secwatch.observer/filing/0001628280-23-037363.json","markdown":"https://secwatch.observer/filing/0001628280-23-037363.md","text":"https://secwatch.observer/filing/0001628280-23-037363.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1522540/000162828023037363/0001628280-23-037363-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1522540/000162828023037363/mq-20231107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T14:50:30.097720+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d2bac824bf0e954baf3720ba2e12fa7ea4ca9c93","claim":"Marqeta, Inc. reported third quarter ended September 30, 2023 results: revenue $109 million, net income $55 million.","evidence_excerpt":"Marqeta reported net revenue of $109 million, a decrease of 43% year over year","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1522540/000162828023037363/0001628280-23-037363-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2023"},{"label":"Revenue","value":"$109 million"},{"label":"Net income","value":"$55 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}