{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-001848","form_type":"8-K","ticker":"CBNK","cik":"0001419536","company_name":"Capital Bancorp Inc","filed_at":"2024-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.131032+00:00","generated_at":"2026-06-06T20:33:28.058875+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Capital Bancorp Q4 net income $9.0M, EPS $0.65; annual dividend raised 33% to $0.08/share","bullets":["Net income $9.0M ($0.65 diluted EPS) vs $9.8M ($0.70) Q3 2023; full-year net income $35.9M vs $41.8M in 2022.","Net interest margin 6.40% down from 6.71% QoQ; net interest income $34.9M decreased $1.9M from Q3.","Loan growth $40.7M (8.7% annualized); tangible book value $18.31 up 4.5% QoQ and 15.6% YoY.","Nonperforming assets 0.72% of total assets; net charge-offs $2.5M in Q4, including $0.7M on a $7.6M multi-unit residential loan.","Cash dividend $0.08 per share declared, payable Feb 21 to holders of record Feb 5; up from $0.06 in prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-001848","json":"https://secwatch.observer/filing/0001628280-24-001848.json","markdown":"https://secwatch.observer/filing/0001628280-24-001848.md","text":"https://secwatch.observer/filing/0001628280-24-001848.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1419536/000162828024001848/0001628280-24-001848-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1419536/000162828024001848/cbnk-20240122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:33:28.058875+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b79ba3d6c14799abef287af3ebd4ac667d4784d4","claim":"Capital Bancorp Inc reported three months and year ended December 31, 2023 results: net income $9.0 million, EPS $0.65 per diluted share.","evidence_excerpt":"Capital Bancorp, Inc. Reports Fourth Quarter 2023 Net Income of $9.0 million, or $0.65 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1419536/000162828024001848/0001628280-24-001848-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months and year ended December 31, 2023"},{"label":"Net income","value":"$9.0 million"},{"label":"EPS","value":"$0.65 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}