{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-002063","form_type":"8-K","ticker":"SLM","cik":"0001032033","company_name":"SLM Corp","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.161043+00:00","generated_at":"2026-06-06T18:59:10.774221+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Sallie Mae Q4 net income $164M; FY2023 originations up 7%; new $650M buyback; 2024 Core EPS guide $2.60-2.70","bullets":["Q4 GAAP net income attributable to common $164M ($0.72 diluted EPS); full-year GAAP net income $564M ($2.41 diluted EPS).","FY2023 private education loan originations $6.4B, up 7% YoY; Q4 net charge-offs 2.43% vs 3.15% YoY.","Board approved new $650M share repurchase program (effective Jan 26, 2024, expires Feb 6, 2026).","Non-cash $56M impairment charge to write down Nitro trade name and trademarks.","FY2024 guidance: Core diluted EPS $2.60-$2.70; originations growth 7-8%; net charge-offs $340M-$370M."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-002063","json":"https://secwatch.observer/filing/0001628280-24-002063.json","markdown":"https://secwatch.observer/filing/0001628280-24-002063.md","text":"https://secwatch.observer/filing/0001628280-24-002063.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1032033/000162828024002063/0001628280-24-002063-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1032033/000162828024002063/slm-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:59:10.774221+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"34c6e574957fde2dd2c1d606c8fc6a01ab37bf84","claim":"SLM Corp reported quarter ended December 31, 2023 results: net income GAAP net income of $168 million.","evidence_excerpt":"Fourth-Quarter 2022 Highlights Core Business Strategy Results: • GAAP net income of $168 million, up 319%. • Net interest income of $386 million, up 1%.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1032033/000162828024002063/0001628280-24-002063-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended December 31, 2023"},{"label":"Net income","value":"GAAP net income of $168 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f7b15d06b47cdb4d37ea654826ecbb2086d97e02","claim":"SLM Corp reported quarter and year ended December 31, 2023 results: net income GAAP Net Income Attributable to Common Stock of $164 Million, $0.72 Per Diluted Share; Full-Year 2023 GAAP Net Income At, EPS GAAP Net Income Attributable to Common Stock of $164 Million, $0.72 Per Diluted Share; Full-Year 2023 GAAP Net Income At.","evidence_excerpt":"SALLIE MAE REPORTS FOURTH-QUARTER AND FULL-YEAR 2023 FINANCIAL RESULTS Fourth-Quarter GAAP Net Income Attributable to Common Stock of $164 Million, $0.72 Per Diluted Share; Full-Year 2023 GAAP Net Income Attributable to Common Stock of $564 Million, $2.41 Per Diluted Share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1032033/000162828024002063/0001628280-24-002063-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter and year ended December 31, 2023"},{"label":"Net income","value":"GAAP Net Income Attributable to Common Stock of $164 Million, $0.72 Per Diluted Share; Full-Year 2023 GAAP Net Income At"},{"label":"EPS","value":"GAAP Net Income Attributable to Common Stock of $164 Million, $0.72 Per Diluted Share; Full-Year 2023 GAAP Net Income At"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}