{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-002231","form_type":"8-K","ticker":"WSFS","cik":"0000828944","company_name":"WSFS FINANCIAL CORP","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.018446+00:00","generated_at":"2026-06-06T18:51:16.851636+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"WSFS reports Q4 2023 EPS $1.05, full-year EPS $4.40; NIM 3.99%, ROA 1.25%","bullets":["GAAP diluted EPS of $1.05 for Q4 2023 vs $1.37 in Q4 2022; full-year 2023 EPS $4.40 vs $3.49 in 2022.","Net interest income $178.1M in Q4 2023, down from $193.9M in Q4 2022; net interest margin 3.99% vs 4.26%.","Fee revenue increased to $87.2M in Q4 from $64.9M in Q4 2022, driven by card and wealth management.","Provision for credit losses $24.8M in Q4 vs $13.4M in Q4 2022; noninterest expense $147.6M vs $132.9M.","Pre-provision net revenue $117.7M in Q4 vs $125.9M; ROA 1.25% vs 1.69%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-002231","json":"https://secwatch.observer/filing/0001628280-24-002231.json","markdown":"https://secwatch.observer/filing/0001628280-24-002231.md","text":"https://secwatch.observer/filing/0001628280-24-002231.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/828944/000162828024002231/0001628280-24-002231-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/828944/000162828024002231/wsfs-20240125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:51:16.851636+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"214c410bc7a04a256e646d8df3a35f620928714c","claim":"WSFS FINANCIAL CORP reported financial results for the quarter ended December 31, 2023.","evidence_excerpt":"On January 25, 2024, WSFS Financial Corporation (the “Registrant”) issued a press release to report earnings for the quarter ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/828944/000162828024002231/0001628280-24-002231-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}