{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-002241","form_type":"8-K","ticker":"EBC","cik":"0001810546","company_name":"Eastern Bankshares, Inc.","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.623119+00:00","generated_at":"2026-06-06T18:26:13.227737+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Eastern Bankshares Q4 net income $318.5M from $515M insurance sale; operating EPS $0.10","bullets":["Net income $318.5M ($1.95 diluted) includes $294.5M after-tax gain from sale of Eastern Insurance for $515M.","Operating net income $16.9M ($0.10) includes $10.8M FDIC special assessment; NIM 2.69% down 8bps.","Core deposits up $516.2M (3.0%) to $17.6B; borrowings & brokered deposits reduced to <1% of assets.","Declares $0.11 quarterly dividend payable March 15, 2024; no share repurchases in Q4.","Pending merger with Cambridge Bancorp expected early Q2 2024; annualized NCOs 0.32% on office CRE."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-002241","json":"https://secwatch.observer/filing/0001628280-24-002241.json","markdown":"https://secwatch.observer/filing/0001628280-24-002241.md","text":"https://secwatch.observer/filing/0001628280-24-002241.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1810546/000162828024002241/0001628280-24-002241-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1810546/000162828024002241/ebc-20240125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:26:13.227737+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9f983165a51d80dc08170f565a1b21748f6eaf1a","claim":"Eastern Bankshares, Inc. reported Q4 2023 results: net income $318.5 million, or $1.95 per diluted share, EPS $1.95 per diluted share.","evidence_excerpt":"Eastern Bankshares, Inc. Reports Fourth Quarter 2023 Financial Results","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1810546/000162828024002241/0001628280-24-002241-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Q4 2023"},{"label":"Net income","value":"$318.5 million, or $1.95 per diluted share"},{"label":"EPS","value":"$1.95 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}