{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-003725","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2024-02-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.052219+00:00","generated_at":"2026-06-06T07:31:48.051625+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Horace Mann Q4 net income $0.95/sh, core $0.84; FY2024 EPS guidance $3.00-$3.30","bullets":["Q4 net income $39.5M ($0.95 diluted EPS); core earnings $0.84/share; revenue $402.9M (+16% YoY).","Full-year net income $45M ($1.09/share); core EPS $1.54; total revenue up 8% to $1.49B.","Property & Casualty segment Q4 profit $8.8M vs loss $25M in 2022; full-year loss $35.5M (improved).","FY2024 EPS guidance $3.00-$3.30; P&C expected to return to full-year profitability.","Adjusted book value per share $36.29 at year end; net premiums written +6% for year and Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-003725","json":"https://secwatch.observer/filing/0001628280-24-003725.json","markdown":"https://secwatch.observer/filing/0001628280-24-003725.md","text":"https://secwatch.observer/filing/0001628280-24-003725.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828024003725/0001628280-24-003725-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828024003725/hmn-20240207.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T07:31:48.051625+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d9cb6fed2dc693a116dc88f986a3fb774130de8a","claim":"HORACE MANN EDUCATORS CORP /DE/ reported financial results for the three and twelve months ended December 31, 2023.","evidence_excerpt":"On February 7, 2024, the Company issued a news release reporting its financial results for the three and twelve months ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/850141/000162828024003725/0001628280-24-003725-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and twelve months ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}