---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-24-003725"
form_type: "8-K"
ticker: "HMN"
cik: "0000850141"
company_name: "HORACE MANN EDUCATORS CORP /DE/"
filed_at: "2024-02-07T23:59:59+00:00"
generated_at: "2026-06-06T07:31:48.051625+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Horace Mann Q4 net income $0.95/sh, core $0.84; FY2024 EPS guidance $3.00-$3.30

## Summary
- Q4 net income $39.5M ($0.95 diluted EPS); core earnings $0.84/share; revenue $402.9M (+16% YoY).
- Full-year net income $45M ($1.09/share); core EPS $1.54; total revenue up 8% to $1.49B.
- Property & Casualty segment Q4 profit $8.8M vs loss $25M in 2022; full-year loss $35.5M (improved).
- FY2024 EPS guidance $3.00-$3.30; P&C expected to return to full-year profitability.
- Adjusted book value per share $36.29 at year end; net premiums written +6% for year and Q4.

## SEC filing metadata
- accession: 0001628280-24-003725
- form_type: 8-K
- ticker: HMN
- cik: 0000850141
- company_name: HORACE MANN EDUCATORS CORP /DE/
- filed_at: 2024-02-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/850141/000162828024003725/0001628280-24-003725-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/850141/000162828024003725/hmn-20240207.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-24-003725
- JSON: https://secwatch.observer/filing/0001628280-24-003725.json
- Plain text: https://secwatch.observer/filing/0001628280-24-003725.txt

## Key facts
- Earnings Releases
  HORACE MANN EDUCATORS CORP /DE/ reported financial results for the three and twelve months ended December 31, 2023.
  - Period: the three and twelve months ended December 31, 2023
  - Result: reported results
  source text: On February 7, 2024, the Company issued a news release reporting its financial results for the three and twelve months ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/850141/000162828024003725/0001628280-24-003725-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.