{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-016761","form_type":"8-K","ticker":"CWBC","cik":"0001127371","company_name":"Community West Bancshares","filed_at":"2024-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.379011+00:00","generated_at":"2026-06-03T18:08:06.450031+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Community West Bancshares Q1 net income falls 47% YoY to $3.68M; declares $0.12 dividend","bullets":["Net income $3.676M ($0.31 diluted EPS) vs $6.970M ($0.59) a year earlier; net interest margin slipped to 3.42% from 3.86%.","Total assets decreased $17.8M (0.73%) from Dec 31; loans down slightly; deposits down 0.51%.","Board declared $0.12 per share cash dividend payable May 17 to holders of record May 3.","Completed acquisition of Community West Bancshares on April 1; merged entity renamed to Community West Bancshares (NASDAQ: CWBC).","No non-performing assets; net charge-offs $525k; capital ratios remain strong (Tier 1 leverage 9.34%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-016761","json":"https://secwatch.observer/filing/0001628280-24-016761.json","markdown":"https://secwatch.observer/filing/0001628280-24-016761.md","text":"https://secwatch.observer/filing/0001628280-24-016761.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1127371/000162828024016761/0001628280-24-016761-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1127371/000162828024016761/cvcy-20240418.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T18:08:06.450031+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"687a2b2b043cad318e4bb6da64d02234ebbee7ed","claim":"Community West Bancshares reported the quarter ended March 31, 2024 results: net income $3,676,000, EPS $0.31.","evidence_excerpt":"reported today unaudited consolidated net income of $3,676,000, and fully diluted earnings per common share of $0.31 for the three months ended March 31, 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1127371/000162828024016761/0001628280-24-016761-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Net income","value":"$3,676,000"},{"label":"EPS","value":"$0.31"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}