{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-016891","form_type":"8-K","ticker":"PFS","cik":"0001178970","company_name":"PROVIDENT FINANCIAL SERVICES INC","filed_at":"2024-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.559804+00:00","generated_at":"2026-06-03T15:16:05.004307+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Provident Financial Q1 net income $32.1M, EPS $0.43; net interest margin narrows to 2.87%","bullets":["Net income $32.1M ($0.43 diluted) vs $40.5M ($0.54) in Q1 2023, down 20.7%.","Net interest margin 2.87% vs 3.48% a year ago, down 61 bps; net interest income $93.7M vs $108.3M.","All regulatory approvals obtained for Lakeland Bancorp merger; closing subject to subordinated debt offering.","Quarterly dividend $0.24 per share, payable May 31 to record Apr 29; unchanged.","Non-performing loans improved to 0.44% of total loans; C&I loans grew 11.5% annualized."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-016891","json":"https://secwatch.observer/filing/0001628280-24-016891.json","markdown":"https://secwatch.observer/filing/0001628280-24-016891.md","text":"https://secwatch.observer/filing/0001628280-24-016891.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1178970/000162828024016891/0001628280-24-016891-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1178970/000162828024016891/pfs-20240418.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T15:16:05.004307+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9bdb44892bafe1973287e3e085b2d87985ef50d0","claim":"PROVIDENT FINANCIAL SERVICES INC reported the three months ended March 31, 2024 results: net income $32.1 million, EPS $0.43 per basic and diluted share.","evidence_excerpt":"Provident Financial Services, Inc. (NYSE:PFS) (the “Company”) reported net income of $32.1 million, or $0.43 per basic and diluted share for the three months ended March 31, 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1178970/000162828024016891/0001628280-24-016891-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2024"},{"label":"Net income","value":"$32.1 million"},{"label":"EPS","value":"$0.43 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}